daily decode

daily decode

The 1 percent switch: auto pay now takes a full point off your student loan rate

Aug 1, 2026

•

2 min read

The 1 percent switch: auto pay now takes a full point off your student loan rate

Enroll by September 30, 2026 and the discount runs through June 2028

The Vault Memo

The knowledge that builds wealth is not secret. It is buried in filings, hearings and Fed decisions written in language built to lose you. Every day we dig one real document out of the public record and translate it into plain English you can actually use. Sixty seconds. Free. Educational, not financial advice.

© 2026 The Vault Memo.

Powered by beehiiv